Financing & payment options
Flexible payment plans for home, animal, and practice use. See your options in minutes, and checking eligibility won't affect your credit score.
How it works
It takes about 60 seconds at checkout.
Every product page shows your estimated monthly payment under the price.
TerraQuant TQ Solo
$2,495.00
From $0/mo with shopPay
Add to CartUnder Payment, select Shop Pay: Pay in full or in installments.
Payment
See each plan's monthly amount, APR, and total cost before you agree.
Choose how to pay
Example amounts at 15% APR. Your actual terms will vary.
You get a decision right at checkout. Your laser ships in 1 to 2 business days, with training included.
You're approved
Order confirmed · ships in 1 to 2 business days
Ways to pay
Choose it at checkout. You'll see your exact plan and total before you commit.
Pay in 3 or 4
0% interest
3 or 4 payments
Orders $50 to $999.99
Monthly
3, 6 or 12 months
Orders $150 to $30,000
0 to 36% APR based on eligibility
Pay with your PayPal balance or card, or choose a PayPal Pay Later option at checkout if you're eligible.
All major cards accepted. Secure, encrypted checkout.
Pay with your HSA or FSA card like any card. Whether it's an eligible expense depends on your plan. Some plans require a Letter of Medical Necessity, so check with your plan administrator. HSA/FSA funds generally can't be used for pet care.
Payment estimator
Pick a brand and model, or type any price. These are estimates. Your actual plan and rate appear at checkout before you commit.
1. Choose a brand
2. Choose a model
Pay in 4 · interest-free (orders under $1,000)
$0 every 2 weeks
Monthly plans · example payments
Examples at 15% APR, the rate Shop Pay uses in its own estimates. Your actual rate (0% to 36% APR) is based on eligibility and shown at checkout before you commit.
No. Checking your eligibility for Shop Pay Installments won't affect your credit score. You'll see your plan options before you decide.
For orders from $50 to $999.99 you can split your purchase into 3 or 4 interest-free payments. For orders from $150 to $30,000 you can choose monthly plans of 3, 6, or 12 months, at 0 to 36% APR based on eligibility. You'll see the exact payment, rate, and total before you agree.
Try PayPal at checkout, or call us at (800) 388-0850. We'll walk you through other ways to pay, including lower-cost lasers that still fit what you (or your animal) need.
You can pay with an HSA/FSA card like any card. Whether a laser is an eligible expense depends on your plan. Some require a Letter of Medical Necessity from your provider. Check with your plan administrator before buying. HSA/FSA funds generally can't be used for animals.
Yes. Shop Pay Installments works the same way for any laser in our store, including veterinary and equine systems like the Avant ReVi Vet and Laserex.
Our 30-day return policy still applies. Refunds on financed orders are handled through your payment plan under its terms. See our return policy for details.
Section 179: buy by December 31, deduct it on this year's taxes
Qualifying equipment purchased or financed and placed in service by Dec 31 may be fully deductible this tax year. The 2026 limit is ≈ $2.56 million, so nearly every practice is under it. Ask your CPA.
Practice payment calculator
1. Choose a brand
2. Choose a model
Term
Estimated monthly payment
$0
0
sessions / month to cover the payment
0
sessions / day (20 clinic days)
$0
est. first-year tax savings (Section 179)
Estimates only, not an offer of credit. Actual rate, term, and approval are set by the lender. Tax savings are illustrative, so consult your CPA.
Our lending partners
Terms from 24 to 84 months, flexible down payments, early payoff typically allowed without penalty.
All credit profiles
Flexible financing for all credit profiles. Fast approvals, often same day.
Chris Shea: (949) 274-0806
New & growing practices
Funds both licensed and unlicensed businesses, with competitive rates and flexible structures.
Jack Notebaert: (480) 948-5541
Lowest rates
Low rates and great service. Best for established practices with solid credit.
Kelli: (800) 247-1922
Chiropractors
A name chiropractors already trust. Quick decisions and flexible approvals, though rates can run higher than a traditional bank.
Jen: (515) 313-4509
Every lender needs one to approve and fund your laser. Request yours in about a minute, then send it to any lender above or your own.
Already working with your own lender? We're happy to provide all the documentation they need.
How it works
Tell us the laser and your business details. We'll email you a pro forma invoice.
Send it to one of our partner lenders or your own. Decisions often come the same day.
Your laser ships in 1 to 2 business days, free and insured.
Live training plus 250+ protocols, so it starts earning right away.
Seeing your options doesn't affect your credit score. A lender may run a full credit check only when you move forward with a specific offer.
Generally yes. Section 179 applies to qualifying equipment purchased or financed and placed in service during the tax year. Your CPA can confirm for your situation.
Often, yes. Brickhouse and Reliant work with newer practices and a range of credit profiles. Call us and we'll point you to the best fit.
Early payoff is typically allowed without penalty. Confirm the terms with your specific lender offer.
Our Louisville, CO team will help you find the right laser and the right way to pay for it.
Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Business financing is provided by independent third-party lenders. ColdLasers.org is not a lender. All payment amounts shown are estimates for illustration only and are not an offer of credit.
